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(And Why It Can Save You Money, Time, and Stress) When most people think about buying insurance—whether it’s health, Medicare, life, dental, or vision—they imagine hours spent comparing prices, reading confusing plan documents, and hoping they guessed right. With so many options and companies advertising “lowest cost” plans, it can feel overwhelming to figure out what truly fits your needs. That’s where a licensed insurance advisor  makes all the difference. Working with an a

Understanding Why Health Insurance Costs Are Rising Next Year Each year, health insurers submit rate filings to state regulators outlining their expected costs and premium changes for Affordable Care Act (ACA) health plans. These filings give us a glimpse into what’s shaping next year’s premiums — and for 2026, there’s a lot happening. Premiums Are Climbing Higher Than Usual Across 312 ACA Marketplace insurers nationwide, the median proposed premium increase for 2026 is about

Understanding the Marketplace Open Enrollment Period Each year, the Marketplace Open Enrollment Period (OEP)  gives individuals and families a critical opportunity to make informed decisions about their health coverage. Beginning November 1 , consumers can apply for new Marketplace plans, renew existing coverage, or make changes to ensure their healthcare needs are met for the upcoming year. The choices made during this period often determine not just the cost of coverage, bu

October is Cybersecurity Awareness Month , and it couldn’t come at a more important time for Medicare beneficiaries. With the Annual Enrollment Period (AEP)  in full swing, this is one of the busiest — and most vulnerable — times of year for seniors. Unfortunately, it’s also when scammers ramp up their efforts  to steal personal and financial information. The good news? A little awareness can go a long way toward protecting yourself and your loved ones. 🚨 Why Scammers Target