👥 Affordable Business Employee Benefits Solutions
Smarter Employee Benefits for Small & Mid-Sized Businesses
Attracting and retaining top talent doesn’t have to mean stretching your budget. At Couvillier Advisors, we help business owners design cost-effective, customizable employee benefits packages that keep your team protected—and your company competitive.
Whether you're offering benefits for the first time or want to improve what you already have, we’ll guide you every step of the way.
🧾 Group Plans We Offer
✔ Group Health Insurance
Robust, ACA-compliant medical coverage options for your employees and their families.
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Fully insured or level-funded plans
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PPO and HMO networks
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HSA-compatible options
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ACA and state compliance support
✔ Voluntary Benefits
Let employees choose additional protection they can pay for through payroll deduction.
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Dental & Vision Plans
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Accident & Critical Illness
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Hospital indemnity
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Supplemental life
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Disability
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Legal and identity protection options
💬 Why Businesses Choose Couvillier Advisors
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✅ Flexible Plan Design
We tailor plans to your business size, budget, and team demographics.
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✅ Carrier Neutral, Client Focused
We work with top national and regional carriers—not just one—so you get options that fit.
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✅ Enrollment Support
From open enrollment to new hires, we make the process seamless for your team.
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✅ Compliance Guidance
Stay on top of ACA requirements, contribution rules, and documentation.
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✅ Ongoing Service
We don’t just sell a plan and disappear. We’re here year-round to answer questions, adjust coverage, and support your HR team.
📊 Who We Work With
We specialize in group benefits for:
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Small businesses (2–50 employees)
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Growing companies building their first benefits package
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Multi-state employers needing flexible plan options
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Industries like retail, healthcare, trades, professional services, and more
🧠 Common Questions We Can Help You Answer
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“What’s the best health plan for my employees and budget?”
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“Do I have to contribute to employee premiums?”
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“How do I set up pre-tax payroll deductions?”
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“Can I offer benefits as a small business with fewer than 10 employees?”
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“How do I stay compliant with ACA and IRS rules?”
📞 Let's Build a Benefits Package That Works for You
Whether you're just getting started or want to improve your current offering, we're here to make employee benefits simple, affordable, and effective.
✅ Free consultations
✅ Group quotes from top carriers
✅ Personalized plan design and support
Ready to talk benefits?
📍 Serving employers in multiple states across the U.S.
