➕ Ancillary Insurance Plans
Affordable Coverage That Complements Your Health Insurance
Your primary health insurance covers a lot—but not everything. That’s where ancillary insurance comes in. These plans help you cover important services like dental work, eye exams, hearing aids, and even out-of-pocket hospital costs.
At Couvillier Advisors, we help individuals, families, and small businesses choose the right supplemental coverage to fill the gaps—with affordable, flexible options from trusted carriers.
🦷 What Is Ancillary Insurance?
Ancillary insurance refers to add-on or stand-alone coverage that supports your main health plan. It can help you manage costs for things like:
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Dental cleanings and crowns
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Eye exams and glasses
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Hearing tests and hearing aids
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Unexpected hospital stays
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Disability or accident-related expenses
We’ll help you choose the right combination of ancillary products based on your lifestyle, existing coverage, and budget.
🧾 Types of Ancillary Insurance We Offer
✔ Dental Insurance
Covers preventive care like cleanings and X-rays, plus restorative procedures such as fillings, crowns, and root canals.
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Individual or family plans available
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Access to nationwide dental networks
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No waiting periods on many services
✔ Vision Insurance
Helps pay for annual eye exams, prescription glasses, contacts, and discounts on LASIK procedures.
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Coverage for exams and lenses
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Frame allowances
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Great add-on to major medical plans
✔ Hearing Insurance
Covers routine hearing tests and helps offset the cost of hearing aids and fittings.
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Often included with certain Medicare Advantage or ancillary bundles
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Reduces out-of-pocket expenses for hearing health
✔ Hospital Indemnity Insurance
Pays cash benefits directly to you if you’re hospitalized, helping with deductibles, co-pays, or lost wages.
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Works alongside your existing health plan
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Useful for high-deductible plans
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Can also cover ambulance and skilled nursing stays
✔ Accident & Critical Illness Insurance
Lump-sum payments if you experience a qualifying accident, injury, or critical illness like cancer or heart attack.
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Helps with unexpected costs
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Covers expenses your primary insurance doesn’t
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Low-cost supplemental protection
💬 Why Add Ancillary Insurance?
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✅ Lower your out-of-pocket medical costs
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✅ Cover essential services not included in major medical plans
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✅ Build a comprehensive protection package without breaking the bank
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✅ Provide affordable benefits for employees or family members
Whether you're self-employed, between jobs, or simply want to enhance your coverage, we’ll help you find the right mix of ancillary plans for peace of mind.
📞 Let’s Fill in the Gaps — Together
Ancillary insurance can be simple, affordable, and incredibly valuable—if you choose the right plans. We’re here to help you get exactly what you need, without overpaying or getting overwhelmed.
✅ Free consultations
✅ Individual and group options
✅ Local, licensed advisors who care
Get Your Questions Answered or Request a Quote:
📍 Serving individuals and businesses across multiple states
Want to Shop Ancillary Insurance Plans?
If you would like to shop and purchase plans on your own, you can do so by clicking on any one of the links below. Still can't find what you are looking for? No problem! We have additional carriers and plans to meet your needs. Just submit a request through our Request a Quote page to speak with one of our expert advisors.
Shop dental, vision, telemedicine, and identity theft protection plans from multiple carriers.
Shop hospital, accident, term life, critical illness, and dental/vision insurance plans.
Shop Health Matching Accounts to save money on out of pocket medical expenses.
Shop dental/vision plans.
Shop short-term medical plans.
